Thursday, November 05, 2015
The Daily Chai Buys Something Huge
So I recently made a really huge purchase and I'm partially thrilled about it and partially terrified. Those of you who have followed along until now probably already know that I moved into my mom's last year and after she got married and moved to her husband's I started renting her house. We talked over the summer about the benefits of me buying the house instead of renting and we eventually decided it made more sense for me to buy the house and start building equity. That was another reason I haven't been writing because I was so busy figuring that stuff out that I didn't really have time to even think about my next entry, let alone actually write it. Just so you know, mortgages are not fun to apply for and buying a house is a long, arduous process. I would like to not do that again in a hurry.
And let's be honest, I got a little hooked on Suits and spent a lot of time binge watching that instead of writing. Sorry about that.
Getting back to the house purchase. I'm pretty pumped about it. I've invested in real estate like a grownup. Look at me Ma, I'm adulting! (My mother, by the way, would hate that saying because "adult" is not a verb, but I digress). One of the things that I was so scared about when I left my ex was how would I survive on my own? I've lived by myself for a total of six whole months once when I was 19, but other than that, I've either had roommates, a boyfriend, or a husband to share the household expenses with and I've never been the only breadwinner. I crunched some numbers before deciding to buy the house of course, but things always end up being more expensive than you think and suddenly you are in the hole every month with no hope of getting out, or worse still, losing the assets you worked so hard to gain in the first place. It's only been a few weeks since the sale went through, so I'm still waiting to see how the month's debits and credits add up, but I'm hopeful I can pull this off. I am definitely feeling lionessy about this purchase and the life I'm building for me and the girls. Roar!
Although, to be honest, I try not to think about it too much because I start getting really anxious about making it all work. So I just sort of pretend like everything is going to be okay because it needs to be and I hope for the best. I'm like a ostrich. Not only can I not fly, I like to put my head in the sand.
I'm not going to lie, this has taken way longer than normal because my computer is being a little stubborn and I'm getting frustrated. I think I better post this and try again tomorrow!